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Financing

Get the HVAC Services You Need Now Through Our “24 Month Same as Cash” Financing

At Morrison Heating & Cooling, we are passionate about providing quality air conditioning and heating systems for the homes in Portland. Our goal is to make our services and installations more accessible to the community, which is why we provide flexible financing. We have partnered with EnerBank USA to offer qualified customers an approved credit line for a limited time, with customizable payment options, including long-term financing up to 138 months. As a bonus, if you pay the full amount within 24 months, we will waive your interest fee. Customers with a remaining balance after 24 months will pay a 17.99% annual percentage rate , which is subject to change. In other words, interest only applies after 24 months, which is great news for those who want superior comfort now and pay for it over a period of time.

We know the climate in our region can be unpredictable, which is why you need reliable comfort. If you are looking for the sense of comfort that a quality HVAC system provides, and would like to achieve it with a personalized payment plan, our “24 Month Same as Cash” option might be right for you. This program is specifically designed for local property owners, so if you have any questions or concerns about whether this is the right financing option for you, our team would be happy to point you in the best direction for your needs.

How Do You Qualify for Financing?

If you choose to take advantage of this special financing offer, you will be able to experience the benefits of modern comfort with a payment plan that works best for you. When it is time to qualify for the “24 Month Same as Cash” offer, the most important factor will be your credit score. This plays a major role in the lender’s ability to provide financing. You will have a better chance of getting an ideal payment plan if you have an adequate credit score.


At Morrison Heating & Cooling, we strive to provide HVAC services, installations, and repairs to the community, and our ability to do this means the world to us. We are offering this repayment plan in an effort to make quality air more accessible. While a new furnace or AC unit can certainly be an upfront investment, many people are unaware that a well-functioning HVAC system actually saves money over time. If your heating and cooling equipment is not fully functional, you will end up with higher energy bills than you might have expected. In assisting homeowners with this investment, our goal is to help the community save money, breathe freely, and live comfortably in the future.

If you are interested in our “24 Month Same as Cash” repayment plan, call Morrison Heating & Cooling at (503) 683-7077 or contact us online.

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 30 to 138 months. Interest waived if repaid in 24 months. 17.99% fixed APR, effective as of April 1, 2021, subject to change. Interest starts accruing when the loan closes.

We Truly Care About Our Customers

See Customer Reviews 
  • I look forward to using Morrison Heating and Cooling again.

    - Jill F.
  • Thank you for your quick response to our service call.

    - Joni P.
  • Did a very complete and careful job AND explained each and everything done.

    - David J.
  • NATE Certified
  • Trade Ally Energy Trust of Oregon, Inc.
  • Daikin

We Are Different From the Competition

Find Out Why
  • Financing Available

    We offer financing options to make service more affordable. 

  • Family Owned & Operated

    Your family’s comfort is our family business. 

  • Quality Work

    We provide quality work at competitive prices. 

  • Professional Technicians

    All of our technicians are clean, professional, and trained.